Tuesday, Jul 22, 2014
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CoolEdge - REBEL MEDIA: You\'re a grand old flag - Quincy, IL News - QuincyJournal.com
Were you there after Katrina or some other hurricane? That was a rather unique situation, and many of those billions got poured into the wrong pockets. (and any comparison to the war and famine of Somalia is absurd) That is the problem with throwing ever more billions into education or welfare or any top down political solution. There are always many lined up for political payback, and another…
pjohnf - Amending Illinois Constitution a tough path for pension reform - Quincy, IL News - QuincyJournal.com
Just because it's going to be hard to get done doesn't mean it shouldn't be attempted. Anything worth doing is going to be hard. The politicians need to stop worrying about their political futures and concentrate on doing what's right for Illinois and its citizens. Illinois politicians need to take care of the tax payers and quit kowtowing to government sector unions.
pjohnf - Quinn, Rauner use jobs claims as campaign weapons - Quincy, IL News - QuincyJournal.com
Governments or Governors don't create jobs, they can only create an atmosphere for private sector job growth. That means a low tax rate for businesses and less onerous regulations for businesses. The one good thing I saw was a decline in government jobs which is good thing. The unemployment rate is a bogus number as it doesn't truly reflect how many people are really working. What we need…
CoolEdge - REBEL MEDIA: You\'re a grand old flag - Quincy, IL News - QuincyJournal.com
thanks for the link Not sure why it doesn't come right up with Google. I have to put "qteaparty.com " in for Google to bring it up. Just Qteaparty works for Bing, or even "quincy tea party". Anyway, maybe everyone here can do the search on Google, so the name will start coming up more easily on Google. I'll make it to a meeting one day ... looks like you've had good speakers, but…
AYHSMB - REBEL MEDIA: You\'re a grand old flag - Quincy, IL News - QuincyJournal.com
If you really think about it, the government must want it this way, otherwise, they would try to change it. Anyway, if you read the comment section of eaglebeaky's post, and mine, you'll see there is much disagreement on how the numbers and stats are figured.

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NECAC offers help to avoid foreclosure

5 months, 2 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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