Tuesday, Jan 27, 2015
Quincy, IL News - QuincyJournal.com
Trending on the Journal

Related Headlines

NECAC to end Affordable Care Act services Aug. 31

Recent Comments

QuincyJournal - Updated Illinois public employee compensation, pension reports - Quincy, IL News - QuincyJournal.com
The links are working. You might have to register with Open The Books. It is free. BG
GuyFawkes10 - Police-fire pensions to go up in smoke? - Quincy, IL News - QuincyJournal.com
You are not talking about normal people, you are talking about union employees that have a different mentality about "their" pension. Why wouldn't they, you pay for it.
UrKidsWillPay - Police shooting, pursuit in Downtown Hannibal - Quincy, IL News - QuincyJournal.com
Did you ever tell your family member its not a good idea to hang around with criminals?
Givemeliberty - Police-fire pensions to go up in smoke? - Quincy, IL News - QuincyJournal.com
I would feel sick to my stomach and probably in a deep depression for weeks if someone took my entire retirement away, which is why I would never suggest a plan like that as a fix. Chad Grimm had a plan during the last election to fix pensions that would leave those close to retirement alone and those relatively new to the pensions (I think it was up to 10 years) would have a option to convert them…
CoolEdge - Police-fire pensions to go up in smoke? - Quincy, IL News - QuincyJournal.com
I don't listen much to infowars ... but I don't think you understand what they are saying ... they are saying government will maybe decide to proceed FURTHER down the path of taking ALL funds from the private sector, to fund your HOLY government pension nirvana ... where government workers get riches, and the rest are their slaves. Yes ... "we" have already thought of what the totalitarians…

Most Popular

Quincy School Board selects architects for new school buildings

Police shooting, pursuit in Downtown Hannibal

The Patio restaurant could open as early as February 1

Lovelace trial delayed until summer

Trainsmart with Gary joins the Quincy Family YMCA

Illinois education board wants $730M more pre-K-12 funding

Finance Committee wants more details on wastewater, sludge removal bids

Illinois state senator revamping school funding overhaul

NECAC offers help to avoid foreclosure

11 months, 3 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


From the Newsroom

QuincyJournal on Twitter

QuincyJournal 3 hours, 45 minutes ago

Updated Illinois public employee compensation, pension reports http://t.co/NIdhbWMsLu
QuincyJournal on Twitter

QuincyJournal 3 hours, 46 minutes ago

45th Annual WIU Ag Mech Farm Expo Feb. 7-8; Aggie Alumni Social Set for Feb. 7 http://t.co/vglS05m101
Bob Gough on Twitter

Bob Gough 3 hours, 46 minutes ago

RT @Mark Benson: I knew #SonsOfLiberty was going to play fast and loose with history, but I didn't expect the show to outright ignore it.
Bob Gough on Twitter

Bob Gough 3 hours, 54 minutes ago

@jaysonst Russell Branyan hasn't been in the bigs for a couple of years!