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QuincyGuy - Obama to ban bullets by executive action, threatens top-selling AR-15 rifle - Quincy, IL News - Quin
If you are thinking "I don't have a AR-15, so it doesn't affect me" then think again. If they get by with this, the next bullets or guns he will do this to is YOURS. Think about this. Think real hard! Write/Call your Congressmen in Washington and tell then NO or they are history the next election and then follow through next election. Elect another Democratic President and KISS YOUR…
AYHSMB - Schock reimburses $35,000 for office renovation - Quincy, IL News - QuincyJournal.com
If this RINO gets re-elected, we have only ourselves to blame. This guy is in it for the money and stature, and will milk it until he's kicked out. Better keep a close eye on him.
AYHSMB - Obama to ban bullets by executive action, threatens top-selling AR-15 rifle - Quincy, IL News - Quin
fingers-Four down-votes! We've some real restrictionists on this site.
AYHSMB - Obama to ban bullets by executive action, threatens top-selling AR-15 rifle - Quincy, IL News - Quin
Arms discourage and keep the invader and plunderer in awe, and preserve order in the world as well as property... Horrid mischief would ensue were the law-abiding deprived of the use of them.-Thomas Paine
qfingers - Obama to ban bullets by executive action, threatens top-selling AR-15 rifle - Quincy, IL News - Quin
Let's see -- states band lead bullets....manufactures use other materials...feds ban those bullets as they aren't made of lead. Basically kills the market for handguns that are rifle calibers...223....5.56mm... The Fed logic is if the ammo can be used in a handgun then ban it....purportedly for officer safety...not that we have any officers being killed by armor piercing rounds. Of course...next…

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NECAC offers help to avoid foreclosure

1 year ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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