Monday, Oct 20, 2014
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Recent Comments

WarCry - REBEL MEDIA: So I have a sign in my yard - Quincy, IL News - QuincyJournal.com
Didn't Hannibal just put in a new school or two? I can't find the story on planned vs. spent, but I don't hear a lot of hollering about cost overruns, etc. I just remember the story with the open house to show off their new, state-of-art facility.
GrayHairedMan - REBEL MEDIA: So I have a sign in my yard - Quincy, IL News - QuincyJournal.com
I still think that there is no way they can guarantee that this project is only going to be $89M. Take a look to the North to another huge government sponsored building at Ft. Madison Prison. Years late and 10's of millions in cost over run. There is simply no way that they can promise this won't cost a penny more than $89M and what happens when it does (and it will by a minimum of 15%)?…
WarCry - School Board to outline plans for savings, old buildings if referendum passes - Quincy, IL News - Qu
The bonds that they're currently talking about retiring were the previous set of bonds to pay for Life Safety repairs. I'm not sure why you don't know this stuff. I know it from reading the QJ articles over the last year or so, so it's not like I have secret insider-info, it sounds like you are - for whatever reason - just willfully ignoring the information that's out there.…
WarCry - School Board to outline plans for savings, old buildings if referendum passes - Quincy, IL News - Qu
I honestly can't explain it. I'm not on the park board, so you could try asking them. But I'm going to bet the answer sounds something like this: "We can spend a ton of money to repair current problems without gaining any actual improvement to the facility, just patching up the problem spots. Or we can spend a roughly equivalent amount and get a newer facility which will have regular…
ONCEMORE1 - REBEL MEDIA: So I have a sign in my yard - Quincy, IL News - QuincyJournal.com
I know of what you speak-----the same thing happened to my son in Junior High 35 years ago. Apparently performance wasn't a measurement then, either.

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NECAC offers help to avoid foreclosure

8 months, 2 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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