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db1998 - Shooting near 8th and York - Quincy, IL News - QuincyJournal.com
Let's just hope that certain people aren't involved. Like the mother of a little boy that was murdered last spring. Her name was all over the scanner this morning. That would be a sad little circle if she was somehow involved in this. She has a black car, and lives right where the car was stopped. hopefully we have come a little farther in life than that. Please.
WarCry - Seven Dead, 34 Hurt In Weekend Shootings In Chicago - Quincy, IL News - QuincyJournal.com
Chicago no longer has the toughest gun laws in the country. Regarding handguns, they have the same laws as the rest of the state. That was part concealed carry law in 2013, eliminating "home rule" laws regarding handguns. It doesn't matter, though, because regardless of what gun laws are in place or not, it's still illegal to shoot people in almost all circumstances.
WmMunny - Projected remaining Cleanup cost; at least $1.26 Million - Quincy, IL News - QuincyJournal.com
"Tree scape". A fiscal conservative would at least postpone an elective expense like this. Time to re-build cash reserves, then prioritize.
GuyFawkes10 - Senate takes rare Sunday votes, but real drama is GOP leaders\' rebuke of Cruz - Quincy, IL News - Q
One of he few that stands up for what he believes. I don't think any want to take him on head to head but hide behind the procedural rules. Senate is a joke with McConnell, no better than Reid. He lied to get re elected in his state so why would Senate be different?
pjohnf - McConnell Angers Conservatives By Blocking Defunding Planned Parenthood, Kate’s Law - Quincy,
Makes one wonder if McConnell is a republican or the new democrat Harry Reid? McConnell apparently supports the baby butchers, illegal alien criminals, crony capitalism through E/I bank and obstructive legislative leadership. In other words, nothing has changed in congress with the GOP in charge.

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NECAC offers help to avoid foreclosure

1 year, 5 months ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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