by Brent Engel
Wednesday, Nov 26, 2014
Quincy, IL News - QuincyJournal.com
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Recent Comments

Stupid_Dems - Debate continues on how to go about building Quincy\'s new schools - Quincy, IL News - QuincyJournal
The voters who approved this referendum also expected the construction work and engineering work to be LOCAL. But the Board has went out of town many times over the years most recently they went to Rockford for their printer business. They don't mind taking money from the local taxpayers but don't seem to feel the local folks are good enough to provide the services needed. Hannibal had no…
LNeck2012 - Debate continues on how to go about building Quincy\'s new schools - Quincy, IL News - QuincyJournal
Well let's look at this. A failed construction worker and a a total tool bag want to hire a construction manager knowing full well that there would be no point to it, especially when they're from out-of-town, because we have plenty of firms here that can handle it. And they did this just a few months before they're up for re-election? Leroy Jethro Gibbs doesn't believe in coincidence,…
GuyFawkes10 - Jail Committee to draft ¼ per cent sales tax ballot resolution - Quincy, IL News - QuincyJour
Round it up to 15% and do away with IRS
migraine_in_qcy - Jail Committee to draft ¼ per cent sales tax ballot resolution - Quincy, IL News - QuincyJour
Make it big enough to house all our criminals instead of releasing and re-arresting them. It's probably cheaper to keep them in a jail than what it costs to support them while they're out committing more crimes.
migraine_in_qcy - Jail Committee to draft ¼ per cent sales tax ballot resolution - Quincy, IL News - QuincyJour
I love the thumbs-down without a dissenting comment. "I disagree completely with what you just said, but I have no idea why and can't formulate an argument in response!"

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NECAC offers help to avoid foreclosure

9 months, 3 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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Bob Gough 3 minutes ago

RT @Ben Shapiro: So a black man robs a store, tries to grab a cop's gun, charges the cop, and gets shot -- and our lesson is that America is racist.
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@KHQA Best of luck to Carol on her last day. She's got a lot of life left to live.