Monday, Dec 22, 2014
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jannie122 - Mays not seeking re-election to Quincy School Board - Quincy, IL News - QuincyJournal.com
There has been a lot of info about the school board election in the media. But, Are the same people that were on the Quincy Park Board running? Or, maybe that election isn't held at the same time the School Board Election? Sorry to see Jeff M. go, although I didn't agree with him all the time.
Givemeliberty - Mayor Moore talks garbage...again - Quincy, IL News - QuincyJournal.com
What property of the city does Comsast use? The biggest chunk of property leased to them is probably Amerens power poles, unless they have buildings residing on city property that I am not aware of. the fee paid to the phone company is paid by whoever is leasing the line. If Adams provides DSL to a customer in quincy and they do not have any plant in the area but AT&T does Adams can rent the line…
GuyFawkes10 - Mayor Moore talks garbage...again - Quincy, IL News - QuincyJournal.com
I think Ameren pays also. Maybe we should put up toll booth to enter city so we can tax the people from out of town for using our services. I guess we get them at the cash register but we pay that also
Peoplechamp31 - QPS Board approves higher 2014 tax levy - Quincy, IL News - QuincyJournal.com
If you guys and Mr Gough want to have a real convo why don't you ask Peters and the district how come my kids have to wear winter coats into the Qhs building and why we have so many problems out there with the new HVAC system!
Peoplechamp31 - QPS Board approves higher 2014 tax levy - Quincy, IL News - QuincyJournal.com
They..... I'm fully aware of some of there wages as well! But there not in the media making comments about things they don't know anything about! Irving should have been sold along time ago! We have people renting it from us knowing we will never use this building again! I mean look at Dewey school way worse than Irving by far, but our kids are in that building still! I don't want to…

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NECAC offers help to avoid foreclosure

10 months, 2 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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