Wednesday, Apr 23, 2014
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topdown - Quincy City Budget hearings and Council meeting - Quincy, IL News - QuincyJournal.com
Your condescending attitude is just plain insulting. Thousands and thousands of small business owners have suffered in this economy over the past decade or so. Should we all "reinvent" ourselves? What an idiotic statement! It is patently obvious to me from the comments you have made in different discussions that you have lived a life of privilege and have never given an honest day's work in…
belowpar1 - City/Firefighters labor contract must be voted on again - Quincy, IL News - QuincyJournal.com
How many mayors take office that are not rookies? I for one am done with professional politicians.
yesqcy - City/Firefighters labor contract must be voted on again - Quincy, IL News - QuincyJournal.com
I wonder if there is a scramble to check and see how many times this "mistake" had happened before?
UrKidsWillPay - City/Firefighters labor contract must be voted on again - Quincy, IL News - QuincyJournal.com
It's never going to be his fault....which is a good thing for him because if spring had done what this guy does regularly on his off hours we never would have heard the end of it
HuhWhy - City/Firefighters labor contract must be voted on again - Quincy, IL News - QuincyJournal.com
Of course we could be lining up for circus music too.

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NECAC offers help to avoid foreclosure

2 months, 3 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


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