Tuesday, Sep 30, 2014
Quincy, IL News - QuincyJournal.com
Trending on the Journal

Related Headlines

NECAC to end Affordable Care Act services Aug. 31

Recent Comments

ONCEMORE1 - Iowa company pitches Newcomb development proposal - Quincy, IL News - QuincyJournal.com
Damn, I like where Ego is going with this!
1950Brutus - IHSA to skip hearing after being denied chance to speak - Quincy, IL News - QuincyJournal.com
Since court action has already been filed, I think the government should butt out now and wait for the court decision. As is now the situation seems ripe for some major "grandstanding" by both sides as both try to attain the higher "moral" ground. I will be keeping a barf bag handy.
ursadailynews - REBEL MEDIA: If Gov. Quinn put an Olive Garden in Quincy, would he win Adams County? - Quincy, IL Ne
I have a hard time believing Quinn would sacrifice the "Italians and people who like Italian food" vote this close to an election.
qfingers - Practice of end-of-career teacher salary bumps being scrutinized - Quincy, IL News - QuincyJournal.c
And to boot that idea assumes the master's degree somehow makes them "better" teachers. I really have to wonder if that is supported by any facts at all. It's teacher attitude that helps drive student performance...not teacher aptitude. If I look back on my favorite teachers (that I think taught me the most) not a one had a master's degree. Ellington 6th grade Ms Fletcher -- stern but…
DaveVictor - Iowa company pitches Newcomb development proposal - Quincy, IL News - QuincyJournal.com
Do we get to use the apartments the city will pay rent for if they are vacant?

Most Popular

Study finds reasons Springfield Diocese Catholics have left the Church

Inquest and Investigation: Curtis Lovelace didn't call 911 immediately or attempt CPR on wife Updated

QU gets $1.5 million from the state Updated Video

Quincy man arrested in Hannibal on drug charges

Quincy School District unveils District digital conversion plan

Practice of end-of-career teacher salary bumps being scrutinized

Lovelace pleads Not Guilty

Iowa company pitches Newcomb development proposal

NECAC offers help to avoid foreclosure

7 months, 4 weeks ago by Brent Engel

NECAC works one-on-one with people facing foreclosure

  The not-for-profit North East Community Action Corporation (NECAC) is stepping up its efforts to help people avoid foreclosure on their homes.

   Foreclosure rates have dropped nationally in the last two years, but remain a problem in many areas.

   “Many people are just a missed paycheck away from losing their homes,” said NECAC Homeownership Programs Director Debbie Smith, who has 15 years of experience as a real estate agent. “NECAC can step in and help most clients before a foreclosure is finalized.”

   Last year, NECAC was awarded a $34,920 National Foreclosure Mitigation Counseling program grant and $10,400 in funding from the Making Home Affordable program, both through NeighborWorks America.

   NeighborWorks is a national leader in affordable housing and community-focused programs and services that are delivered through non-profit organizations. NECAC has been a NeighborWorks partner since 2004.

   NECAC works one-on-one with people facing foreclosure. The agency negotiates with mortgage servers on behalf of clients. The program isn’t for everyone, and NECAC can’t help in every circumstance. However, the agency has a success rate of more than 70 percent in keeping people in their homes.

   More than 1.5 million families have been helped by the National Foreclosure Mitigation Counseling program, and NeighborWorks estimated 193,000 families would receive assistance last year. The money pays for counseling that helps families through the process.

   A study by the Urban Institute showed that homeowners who receive counseling through the program were almost twice as likely to obtain a mortgage modification and two-thirds were more likely to remain current on the mortgages.

    The Making Home Affordable program began in 2009 and has helped more than one million families nationwide. The program helps clients with second liens and “underwater” mortgages. It also deals with those seeking a short sale or deed-in-lieu-of-foreclosure.

   There are no income guidelines for the programs. People who are interested should call Smith at 573-324-6622. Applications also are available at the following NECAC County Service Centers:

  • Lewis County: 408 S. Fourth  in Canton -- 573-288-3969.
  • Lincoln County: 11 Woodcrest Dr. in Troy -- 636-528-7604.
  • Macon County: 907 Highway PP in Macon -- 660-385-4616.
  • Marion County: 3518 Palmyra Road in Hannibal -- 573-221-7166.
  • Monroe County: 314 N. Washington in Paris -- 660-327-4110.
  • Montgomery County: 137 Farnen in Montgomery City -- 573-564-3606.
  • Pike County: 805 Bus. Hwy. 61 North in Bowling Green -- 573-324-2207.
  • Ralls County: 411 Main in New London --  573-985-2411.
  • Randolph County: 1210 Highway 24 West in Moberly -- 660-263-6595.
  • Shelby County: 204 E. Third in Shelbyville -- 573-633-2210.
  • St. Charles County: 3400 Meadow Pointe Drive in O’Fallon -- 636-272-3477
  • Warren County: 120 E. Main in Warrenton -- 636-456-8191

 

 


From the Newsroom

Bob Gough on Twitter

Bob Gough 2 hours, 43 minutes ago

RT @mathewi: I'm surprised there are still journalists who believe social media is useless, and engaging with readers is irrelevant — but t…
nichols120 on Twitter

nichols120 3 hours, 3 minutes ago

RT @MorningMeeting1: Mayor Kyle Moore @mooreforquincy joins us today. Also, Jeff Roe of @AxiomStrategies. 10 am ct on @930amWTAD and http:…
Bob Gough on Twitter

Bob Gough 3 hours, 5 minutes ago

RT @theblaze: Wisconsin reporter “creeped out” by what Michelle Obama aide allegedly told her while covering a speech: http://t.co/rEcGlS2p…
Bob Gough on Twitter

Bob Gough 3 hours, 8 minutes ago

RT @carolmswain: President Obama has missed over half of his intelligence briefings, but somehow managed to find time for golfing... http:/…