Monday, Sep 22, 2014
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GuyFawkes10 - QPD nabs 66 in latest STEP detail - Quincy, IL News - QuincyJournal.com
I agree on that and made no claims otherwise. I didn't mention in a car, you are. If there is a seat belt check and see I have it on, why do they need to see my ID? Probably because it's more than a seatbelt check in reality. Kind of like the dog that "hits" on a car that has no drugs in it can be used to search the car.
RESTORE_174 - Over 550 participate in Galesburg teachers strike - Quincy, IL News - QuincyJournal.com
To follow the efforts of Galesburg community members of RESTORE 174, who are trying to get the Galesburg District 205 calendar back to 176 attendance days, please visit www.restore174.com.
UJacks1 - Illinois General Assembly exempts itself from spending cuts, appropriations process - Quincy, IL New
Do you expect the voters to make a difference? I don't. Can those actually paying taxes simply move out of Illinois? Where would these hypocrites get their pay checks then? Once the taxpayers are gone, the over taxed businesses would follow, they couldn't get tax breaks, only thing left in IL is the politician, the overworked gov't worker, and the subsidized IL resident!
XBgCty - QPD nabs 66 in latest STEP detail - Quincy, IL News - QuincyJournal.com
This is scary WarCry, you and I on the same side on a number of things lately. ;-)
XBgCty - QPD nabs 66 in latest STEP detail - Quincy, IL News - QuincyJournal.com
The police operate under the constitution. They know what those are, they deal with it day in and day out. They are kept abreast of court rulings one-way or the other. If you feel they acted unconstitutionally on the street, that is adjudicated in a court room in front of a judge, NOT on the street. You do not get to decide on the street what is constitutional or not. The police know what is and what…

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Early 401(k) withdrawals replace homes as America's piggy bank

4 months, 1 week ago From stltoday.com

From From stltoday.com:

Premature withdrawals from retirement accounts have become America’s new piggy bank, cracked open in record amounts during lean times by people such as Cindy Cromie, who needed the money to rent a U-Haul and start a new life.

Her employer, the University of Pittsburgh Medical Center, had outsourced Cromie’s medical transcription work. Cromie said the move cut her income by as much as 60 percent, at times leaving her with minimum-wage pay.

So, last year, at age 56, she moved about 90 miles from her home in Edinboro, Pa., into her mother’s basement. To make ends meet as she moved and then quit the job, Cromie pulled out $2,767 from her retirement savings.

“We made two trips, and it just got to be real expensive,” she said. “That money, it was a security that I needed.”

Still unemployed, Cromie is trying to avoid tapping what’s left of her retirement savings — $7,000 that would be subject to taxes and a 10 percent extra penalty if she touches it in the next two to three years, before she turns 59½.

It’s a small number that’s part of a much larger picture:

The Internal Revenue Service collected $5.7 billion in 2011 from penalties, meaning that Americans took out about $57 billion from retirement funds before they were supposed to.

The median size of a 401(k) is $24,400 as of March 31, with people older than 55 having $65,300, according to Fidelity Investments. Those funds can disappear quickly in retirement, and the early withdrawals indicate that the coming retirement crisis could be even more acute than expected.

“They get hit with the penalty at exactly the time when they’re the most vulnerable,” said Reid Cramer, director of the Asset Building Program at the New America Foundation, which tries to improve savings for lower-income families. “So it’s a real double-whammy.”

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@Jeffb0505 Glad I stuck with Maclin. :)