Friday, Mar 6, 2015
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lin922 - QPD Blotter for March 5, 2015 - Quincy, IL News - QuincyJournal.com
enough said
itsourlife8 - Kelly’s closed again - Quincy, IL News - QuincyJournal.com
Now a third closing??? Shouldn't a thorough inspection be done before opening their doors the FIRST time? And why is the owner not returning calls and speaking to the press??? Hmmm...
chebby79 - Rauner renews call for union changes during Peoria visit - Quincy, IL News - QuincyJournal.com
so we are going to let voters, some of whom have never worked a day in their life (you know what I mean), decide on collective bargaining?? I got a better idea...why don't we put the salaries and pensions, etc that our legislators draw to the vote?? these people want to be public servants??? put'em on servants pay for a few yrs until Illinois gets above water again. hopefully, that is still…
qfingers - Rauner renews call for union changes during Peoria visit - Quincy, IL News - QuincyJournal.com
Oh yeah...let's let people vote on people that hey know absolutely nothing about. Oh wait...we already do that for governor...and senator...and congressman....and president.
qfingers - 7 emails reveal signs of racial bias among Ferguson officials, DOJ says - Quincy, IL News - QuincyJo
What somebody finds funny is NOT an indication of racism. I guess we're all blondists then....ever told a blonde joke? Or lawyerists...ever told a lawyer joke? Or a religious joke? If you're saying any joke about an identified group of people is some sort of "racism" that's an incorrect assertion of racism. Yes...officers do get jaded...dealing with same crap every day...poor single…

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Early 401(k) withdrawals replace homes as America's piggy bank

9 months, 3 weeks ago From stltoday.com

From From stltoday.com:

Premature withdrawals from retirement accounts have become America’s new piggy bank, cracked open in record amounts during lean times by people such as Cindy Cromie, who needed the money to rent a U-Haul and start a new life.

Her employer, the University of Pittsburgh Medical Center, had outsourced Cromie’s medical transcription work. Cromie said the move cut her income by as much as 60 percent, at times leaving her with minimum-wage pay.

So, last year, at age 56, she moved about 90 miles from her home in Edinboro, Pa., into her mother’s basement. To make ends meet as she moved and then quit the job, Cromie pulled out $2,767 from her retirement savings.

“We made two trips, and it just got to be real expensive,” she said. “That money, it was a security that I needed.”

Still unemployed, Cromie is trying to avoid tapping what’s left of her retirement savings — $7,000 that would be subject to taxes and a 10 percent extra penalty if she touches it in the next two to three years, before she turns 59½.

It’s a small number that’s part of a much larger picture:

The Internal Revenue Service collected $5.7 billion in 2011 from penalties, meaning that Americans took out about $57 billion from retirement funds before they were supposed to.

The median size of a 401(k) is $24,400 as of March 31, with people older than 55 having $65,300, according to Fidelity Investments. Those funds can disappear quickly in retirement, and the early withdrawals indicate that the coming retirement crisis could be even more acute than expected.

“They get hit with the penalty at exactly the time when they’re the most vulnerable,” said Reid Cramer, director of the Asset Building Program at the New America Foundation, which tries to improve savings for lower-income families. “So it’s a real double-whammy.”

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