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whiner1 - Ferguson police officer was badly beaten before shooting Michael Brown - Quincy, IL News - QuincyJou
Thank you for a well thought out explanation of the plight of the black man in America.
whiner1 - Ferguson police officer was badly beaten before shooting Michael Brown - Quincy, IL News - QuincyJou
Just one more racist know-it all. So sad.
LNeck2012 - City of Quincy looking to buy new garbage and recycle fleet - Quincy, IL News - QuincyJournal.com
Incorrect. They are to lead based on what their constituents want.
UrKidsWillPay - QND sees slight enrollment dip - Quincy, IL News - QuincyJournal.com
As the parent of QND grads and a QND alum myself and the parent of current QHS students, I can say that the biggest advantage that QND supplies to its graduates is the intangible "cache" attached to a private school education. College admissions and job recruiters look at and react to the private school education differently than they do to a public school education. This is not without good reason…
MountainMan - City of Quincy looking to buy new garbage and recycle fleet - Quincy, IL News - QuincyJournal.com
It seems pretty obvious his point was, business "A" trying to make a living is interfering with the city of Quincy to do a cheaper job so to make things "fair" we will just make it illegal to do business with anyone other than us. Seems kind of tyrannical in a way, which to me goes against the principals of the constitution.

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Early 401(k) withdrawals replace homes as America's piggy bank

3 months, 1 week ago From stltoday.com

From From stltoday.com:

Premature withdrawals from retirement accounts have become America’s new piggy bank, cracked open in record amounts during lean times by people such as Cindy Cromie, who needed the money to rent a U-Haul and start a new life.

Her employer, the University of Pittsburgh Medical Center, had outsourced Cromie’s medical transcription work. Cromie said the move cut her income by as much as 60 percent, at times leaving her with minimum-wage pay.

So, last year, at age 56, she moved about 90 miles from her home in Edinboro, Pa., into her mother’s basement. To make ends meet as she moved and then quit the job, Cromie pulled out $2,767 from her retirement savings.

“We made two trips, and it just got to be real expensive,” she said. “That money, it was a security that I needed.”

Still unemployed, Cromie is trying to avoid tapping what’s left of her retirement savings — $7,000 that would be subject to taxes and a 10 percent extra penalty if she touches it in the next two to three years, before she turns 59½.

It’s a small number that’s part of a much larger picture:

The Internal Revenue Service collected $5.7 billion in 2011 from penalties, meaning that Americans took out about $57 billion from retirement funds before they were supposed to.

The median size of a 401(k) is $24,400 as of March 31, with people older than 55 having $65,300, according to Fidelity Investments. Those funds can disappear quickly in retirement, and the early withdrawals indicate that the coming retirement crisis could be even more acute than expected.

“They get hit with the penalty at exactly the time when they’re the most vulnerable,” said Reid Cramer, director of the Asset Building Program at the New America Foundation, which tries to improve savings for lower-income families. “So it’s a real double-whammy.”

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