Tuesday, Jan 27, 2015
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CoolEdge - Police-fire pensions to go up in smoke? - Quincy, IL News - QuincyJournal.com
"I am not the one arguing against public care of government employees. You are, No ... maybe this is the crux. I'm saying everyone pays for themselves. You act like government employees deserve some special early retirement, open ended pension entitlement, while farmers and construction workers take more risk to feed and build, but must serve and bow to the "public servant/saint". …
CoolEdge - Police-fire pensions to go up in smoke? - Quincy, IL News - QuincyJournal.com
I'm not sure if you were a cop in NYC or what ... the "war zones" are different environments, and the cop side is not all clean in the big cities either, you can't kid me on that. I was in New Orleans before some of the bad side was cleaned up .. was friends with some too, most were OK. They supposedly cleaned up much ... hopefully. But the small town municipalities where locals take…
logged_n_to - Police shooting, pursuit in Downtown Hannibal - Quincy, IL News - QuincyJournal.com
Notice how they do not even mention a passenger until they refer to the gunshot wound? How about-it's not a good shoot if they have no idea who they are shooting at. Good Lord, there could have been a child in the car for all the police know. The passenger had no idea he was involved in anything until his friend jumped back in the car and took off. The passenger is in my family. He was shot…
XBgCty - Police-fire pensions to go up in smoke? - Quincy, IL News - QuincyJournal.com
This is just to give you something to think about, also Cooledge: http://www.infowars.com/government-lays-groundwor... How would YOU feel if all of a sudden, you work and plan your entire life for retirement and then boom they take it away? Remember that all that money…
itsourlife8 - Police shooting, pursuit in Downtown Hannibal - Quincy, IL News - QuincyJournal.com
Chris Rock's version of "How to Not Get Your Ass Kicked by the Police" would play well in this situation.

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Illinois dodges extra mortgage guarantee fees

1 year, 1 month ago Chicago Tribune

High level of foreclosures helps means state doesn't meet criteria

From Chicago Tribune:

The Federal Housing Finance Agency is increasing the guarantee fees that Fannie Mae and Freddie Mac charge for mortgages they acquire, but Illinois will not be assessed an extra fee because of the high level of foreclosure activity in the state.

A year ago, the agency, which oversees Fannie and Freddie, proposed maintaining an extra guarantee fees in five states -- Illinois, Florida, Connecticut, New Jersey and New York -- that had extra-long foreclosure processing times. The FHFA said the extra ‘adverse market’ fees on newly acquired mortgages were necessary to cover the extra costs of managing the foreclosure process in some states. The fees were first put in place in all states in 2008.

On Monday, the FHFA announced it would increase all guarantee fees by an average of 0.14 percent on a typical 30-year, fixed-rate mortgage and by 0.04 percent on a 15-year, fixed-rate mortgage.

In addition, mortgages acquired in Florida, Connecticut, New Jersey and New York will carry an extra guarantee fee of 0.25 percent. Illinois, the agency said, does not meet the revised criteria for the extra fees.

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